Capitate Your KidsBy: John E. Whitcomb Based on the "capitation" method used in the health care field, Dr. John Whitcomb's six step program begins by giving kids control of the money parents would normally spend on them. Families design and sign a contract detailing their mutual responsibilities, and parents agree not to interfere with their children's fiscal choices. Teenagers need to know about money management, yet these skills are not taught in schools, but through